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SME Loans - Credit and Loan solutions

With easily available financial aid at your disposal, it's possible to finance your long-term infrastructure or industrial and other major projects with comfortable repayment terms based on the project assessment.

Details:

  • Finance amount: Up to Rs. 40 Cr
  • Margin requirement: Depends on customer profile
  • Tenure: Up to 6 years
  • Security: Normal asset cover of 1.5 times

Take the advantage of our finance options to acquire equipment that may be critical for your business. Our unique SME loans are designed to cater to your unique needs; be it for equipment leasing or other refinancing options.

Details:

  • Finance amount: Up to Rs. 40 Cr
  • Margin requirement: Flexible
  • Tenure: 6 months to 5 years
  • Security: Normal asset cover of 1.5 times

We have a wide array of financial options available to suit your distinct needs. Our corporate loans are designed to iron out your interim financial needs catering to various corporate and business needs.

Details:

  • Finance amount: Up to Rs. 25 Cr
  • Tenure: 1 year to 5 years
  • Security: Normal asset cover of 1.5 times

If you're looking to propel your new business or further enhance the output of your existing one, our secured business loan is the right choice.

Details:

  • Finance amount: Based on the valuation of property
  • Tenure: Up to 7 years linked to the business cycle
  • Security: Normal asset cover of 1.5 times

Our offering evaluates existing property by providing discounting of rental for reputed customers. This improves the liquidity for your business in tier 1 and tier 2 for general corporate purposes.

Details:

  • Finance amount: Up to Rs. 25crs
  • Tenure: 6 years
  • Security: Mortgage of the property under lease

Apply Now

FAQs

You may reach us at 022-6632-7940. You may also email your queries at [email protected].
The project loan quantum is decided based on your requirement, credit assessment and repayment capacity. However, it is limited to Rs. 40 crore.
We accept a wide range of securities. The spectrum includes land & real estate property, plant & machinery, equipment, fixed deposits, deposit certificates, KVP, NSC, securities issued by Central and State Governments, gold and other cash equivalents, life insurance policies and others.
The project loan will be processed within 20 working days provided everything is in place.
You have the flexibility of opting for equated installment, bullet repayment or ballooning repayment (depending on the requirements of your business). PDCs, ECS mandate or electronic transfers are all accepted means of payment.
Yes, you can prepay the business loan. Foreclosure charges at 2% shall be applicable on the principal outstanding.
You may reach us at 022-6632-7940. You may also email your queries at [email protected].
The equipment finance quantum is decided based on your requirement, credit assessment and repayment capacity. However, it is limited to Rs. 25 crore.
We accept a wide range of securities. The spectrum includes land & real estate property, plant & machinery, equipment, fixed deposits, deposit certificates, KVP, NSC, securities issued by Central and State Governments, gold and other cash equivalents, life insurance policies and others.
Equipment financing will be processed within 10 working days provided everything is in place.
You have the flexibility of opting for equated installment, bullet repayment or ballooning repayment (depending on the requirements of your business). PDCs, ECS mandate and electronic transfers are all accepted means of payment.
Yes, you can prepay the loan. Foreclosure charges at 2% shall be applicable on the principal outstanding.
You may reach us at 022-6632-7940. You may also email your queries at [email protected].
The corporate loan quantum is decided based on your requirement, credit assessment and repayment capacity. However, it is limited to Rs. 25 crore.
We accept a wide range of securities. The spectrum includes land & real estate property, plant & machinery, equipment, fixed deposits, deposit certificates, KVP, NSC, securities issued by Central and State Governments, gold and other cash equivalents, life insurance policies and others.
Your corporate finance will be processed within 10 working days provided everything is in order.
You have the flexibility of opting for equated installment, bullet repayment or ballooning repayment (depending on the requirements of your business). PDCs, ECS mandate and electronic transfers are all accepted means of payment.
Yes, you can prepay the corporate loan. Foreclosure charges at 2% shall be applicable on the principal outstanding.
The application can be done through our easy, secure and fast mobile app or webpage. To apply now, click here. You may also email your queries at [email protected].
We try to give the maximum amount based on your requirement and eligibility arrived by your business cash flow and valuation of the property. However, based on eligibility, you will be given the offer to accept the revised loan amount.
An unencumbered residential, commercial, industrial and land property is accepted as collateral.
You will get your eligibility amount sanctioned online itself. As you are aware, the secured business loan will be processed based on collateral. Therefore, we will take 3-4 working days to verify the value of collateral and ownership of collateral post receiving the copy of property documents. Post the verification of collateral, it will take 48 hours to disburse the loan.
However, the unsecured business will be disbursed within 48 hours of document verification.
Individuals, Proprietorship, Partnership, Public and Private Limited companies who require the loan for business expansion.
Loans can be used only for the purpose mentioned in the application. We generally provide loans for working capital, business expansion, debt substitution and equipment purchase.
We use NACH as the preferred mode of repayment. However, we offer flexibility and accept PDCs also.
You have the flexibility of opting for equated installment, bullet repayment, ballooning repayment or structured repayment (depending on the requirements of your business).
Yes, you can prepay the business loan. We do not have any foreclosure charges.
Our representative will contact you for the collection of documents to verify the data submitted online. Once the data is verified, we will process the disbursement of application. Mahindra Finance reserves the right to reduce or decline the loan post verification of documents.
If the data submitted by you in online application is verified by the documents submitted, then eligibility of loan amount may not change. However, Mahindra Finance reserves the right to reduce or decline the loan post verification of documents.
If the data submitted by you in online application is verified by the documents submitted, then eligibility of loan amount may not change. However, Mahindra Finance reserves the right to reduce or decline the loan post verification of documents.
Mahindra Finance and its agents follow stringent data protection guidelines. During the entire process of loan appraisal and sanction, the account IDs and passwords are not stored on the Mahindra Finance or its agent system. There is no manual intervention in the process. The IDs and passwords are used for automatic data extraction from the bank systems. However, for any reason, if you don't wish to enter your ID or password, you can also download your bank statement from your bank's website and upload the same on our mobile application/website.
Yes, you can alter your loan request while making an application. In case you face any issues with the same, please feel free to contact us and we'd be happy to help you.

If the FAQs didn’t solve your queries, you can reach out to us -
Toll free no. - 18008439240 [Monday to Friday - 9:00 AM to 7:00 PM and Saturday - 9:00 AM to 2:00 PM]
Email - [email protected]

We would be happy to assist you.

You may reach us at 022-6632-7940. You may also email your queries at [email protected]
The loan quantum is decided based on your requirement, credit assessment and the value of rentals. However, it is limited to Rs. 25 crore.
The security for lease rental discounting loan will be the property against which the lease rentals have been discounted.
The lease rental discounting loan will be processed within 10 working days provided everything is in place.
The repayment will be structured to match the cycle of rentals against which discounting has been done.
Yes, you can prepay the loan. Foreclosure charges will be applicable.

Calculate your EMI

  • Diverse loan offerings
  • Less documenation
  • Quick processing
Loan Amount
Tenure In Months
Rate of Interest %

EMI: 2000

Principal: 75 %
Interest Payable: 25 %

For illustration purpose only

Total Amount Payable

50000

loan process
1 <p>Apply</p>

Apply

2 <p>Select your <br /> product</p>

Select your
product

3 <p>Get <br /> approved</p>

Get
approved

4 <p>Get your loan <br /> sanctioned &amp; <br /> disbursed</p>

Get your loan
sanctioned &
disbursed

Simple loan

application

process

Apply now

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Benefits of an SME Loan

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Get in Touch

Mahindra & Mahindra Financial Services Limited
4th Floor, Mahindra Towers,
Dr. G.M. Bhosale Marg,
 P.K. Kurne Chowk, Worli,
Mumbai 400 018.

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Calculate Your EMI

  • Diverse loan offerings
  • Less documenation
  • Quick processing
Loan Amount
Tenure In Months
Rate of Interest %

EMI Amount 2000

Principal: 75 %
Interest Payable: 25 %

For illustration purpose only

Total Amount Payable

50000

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