Whether you require funds for business purposes, our Loan Against Property (LAP) finance is designed to meet your diverse needs. With our LAP loan, you can unlock the value of your property, be it residential or commercial. At Mahindra Finance, we understand the value of your time, that’s why we have simplified our loan assessment methods for loans against a house or loans against a land, ensuring a smooth and efficient process. Our minimal documentation requirements and straightforward eligibility criteria make it convenient for you to access the finances even in an immediate or urgent situation.
Flexible EMI repayments between 12 to 180 months are available with reasonable interest rates.
We fund a wide range of collaterals and at competitive LTVs across customer segments.
Get access to finances when you need with our minimal documentation process and eligibility criteria.
Wide variety of Loan Assessment methods to accept a wide customer range
Hassle free document collection & services at your door step by our sales manager
Calculating your Loan Against Property EMI has never been easier. Use our LAP EMI Calculator to input your desired amount, interest rate and tenure, and view an instant summary of your EMI amounts. You can also simply adjust the amount and tenure to see how it affects your EMI repayments. Get funds in your hands faster with our LAP EMI Calculator.
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Get all the answers to your top Loan Against Property FAQs
Yes, Salaried Income profiles are permitted to take Loan Against Property.
Convenience: Minimal documentation
LTVs: LTVs up to 80% across a wide range of collaterals
Reach: Strong network of branches in rural and semi-urban India
Apply for your loan online or through any Mahindra Finance branch and receive a call back from a Mahindra Finance executive in your city or town.
Our LAP application process is easy with a quick turnaround. You can register your interest online, talk to a Mahindra Finance representative at your nearby Mahindra Finance Branch. Our quick 4-step online process is described below.
Start the process by simply submitting your Name, Number and Pin Code.
Our executive will contact you for additional details.
Submit the requested documents for eligibility check and verification
Once verified and approved, your funds will be sanctioned and disbursed.
KYC Documents (Identity & Residence)
Property Documents
6 Months Bank Statement
Disclaimer: MMFSL reserves the right to approve/disapprove the loan after the submission of documents.
Attractive Interest Rates based on your eligibility*
Interest RatesCharged based on your product-specific, document, and stamp fees based on the prevailing rates set by the statutory authority and the location of the contract execution.
Charges
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