While the maximum personal loan amount varies, lenders typically consider two key factors: your income and existing debts.
To ensure comfortable repayments, they often won't approve loans where the monthly payment (EMI) exceeds 30% of your salary, especially for salaried employees. Additionally, they factor in your existing EMIs from other loans to assess your overall debt burden and ability to repay the new personal loan.
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Introduction Taking a personal loan can be a convenient way to finance various expenses, whether it’s for higher education, wedding expenses, or unexpected emergencies. However, many people beli...
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