Select Login
Select Product Type

Project Finance for SME

You are here:

Project Financing by Mahindra Finance

Starting an ambitious new project? Get project financing for expansion, diversification, modernisation, balancing of equipment, quality certification or anything else you might need to ensure your projects are nothing short of success.

  • Features & Benefits
  • Eligibility & Documentation
  • FAQs
  • Finance amount: Up to Rs. 40 crore
  • Margin requirement: Depends on customer profile
  • Tenure: Up to 5 years
  • Security: Normally asset cover of 1.5 times


SME loans are offered to companies/partnership firms in select sectors like automobiles, auto-ancillary and food and agri-processing.

  • The company/firm must be in business for at least 3 years with profit in the last audited financial year
  • Greenfield projects can be considered only from established players in that business
  • Dealer inventory funding loans can be considered for established dealers of reputed automobile OEMs

Documents required for availing Project Finance:

  • Company profile including existing product range
  • Promoter profile including KYC details
  • Purpose of the loan
  • Security offered
  • Audited balance sheets of the last 3 years

The credit officer might require additional documents during the credit evaluation for your SME Loan To apply, just email us at and we will get back to you.

To apply, just email us at and we will get back to you.


Project Finance

Expand all Collapse all

How do I approach Mahindra Finance for a Project Finance?

You may reach us at 022-6632-7940. You may also email your queries at

How much project financing can I avail of? How is the quantum decided?

The project loan quantum is decided based on your requirement, credit assessment and repayment capacity. However, it is limited to Rs. 40 crore.

What can be accepted as security for my project finance?

We accept a wide range of securities. The spectrum includes land & real estate property; plant & machinery, equipment; Fixed Deposits, Deposit Certificates, KVP, NSC, securities issued by Central and State Governments, gold and other cash equivalents; life insurance policies; and others.

How long will it take to get the project loan?

The project loan will be processed within 20 working days provided everything is in order.

How do I repay my Project loan?

You have the flexibility of opting for Equated Instalment, Bullet Repayment or Ballooning Repayment (depending on the requirements of your business). PDCs, ECS mandate or Electronic Transfers are all accepted means of payment.

Can I prepay the Project loan?

Yes, you can prepay the business loan. Foreclosure charges at 2% shall be applicable on the principal outstanding.

Enter the details to calculate how much you need to pay every month towards your loan repayment.







Disclaimer: The figures provided are only indicative. For exact details kindly contact your nearest Branch.

© 2018 Mahindra Finance

CIN - L65921MH1991PLC059642

Please rotate your IPAD to Landscape Mode.