Schedule of Fees and Charges for Personal Loan
| Sr. No. | Nature of Charges | Charges |
|---|---|---|
| 1 | SOA Charges/ Duplicate statement issuance charges | Rs.250 |
| 2 | Pre-Closure Charges / Pre closure working (per statement) | As per Scheme / Sanction letter |
| 3 | Part-payment charges (system to be built) | As per Scheme / Sanction letter |
| 4 | Documentation charges | As per Scheme / Sanction letter |
| 5 | Processing Fee | As per scheme / Sanction letter |
| 6 | Stamping Charges incl GST | Rs. 50 /- |
| 7 | Legal, Repossession & Incidental charges |
|
| 8 | Stamp Duty | At actual as per applicable state law |
| 9 | Payment Collection Charges (FVC) | Rs.200 Per Transaction + Tax |
| 10 | Duplicate statement for principal & interest breakup in addition to repayment schedule | Rs.100/- per statement + Tax |
| 11 | Cheque/ACH/NACH/ECS/Direct Debit Bounce Charges | Rs.450 + tax per returned instrument per instance |
| 12 | Penal Charges (Late payment penalty) | 3% per month of unpaid EMI amount charged on per day basis + Tax |
- Fees and Charges are exclusive of GST which shall be additionally chargeable as applicable.
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