Senior citizens receive up to 8.30% interest rate. The company offers 2 schemes – Samruddhi & Dhanvruddhi. Senior Citizens FD rates will get an additional 0.25% p.a for Samruddhi Deposits and 0.10% p.a. additional rate for Dhanvruddhi Deposits up to 5 Cr only. For Fixed Deposit to get interest periodically (Monthly, Quarterly, Half yearly & Yearly) by opting for non-cumulative scheme or at maturity with Cumulative deposits.