Loan Amount
200000
Our Inclusive Business Model
Inclusive Buisness Model for Value Creation
Earn & Pay Segment of Customer
Enabling livelihood creation by evaluating the earning potential of customer rather than past financial history.
Customised Products & Customer Centricity
Offering customised products, flexible repayment schedule & partnering with customer in meeting the needs of rural India.
Local Communities
Imparting financial literacy & focusing on livelihood, health & education in communities.
Low Serviced Regions
Focus on rural & semi-urban parts of India which are not covered by conventional banking service.
Local Employment
Hiring local people, generating employment opportunities gaining better understanding of markets & customers.
Local Suppliers
Preference to local suppliers thereby providing business opportunities & improving their service levels with constant engagement.
Our Direction
| People | Planet | Profit |
|---|---|---|
Enabling Stakeholders to Rise
|
Rejuvenating the Environment
|
Building Enduring Business
|
Partnering. Learning. Sharing.
Giving back more than we take.
The Financial Services Sector Sustainability Council comprises of Core Team Members. This is an 8 member cross-functional team comprising of senior management members from major functions at Financial Services Sector. The Financial Services Core Team meets once in every quarter.
| Core Team |
The departments which are represented in the core team of the council are:
|
| Financial Service Sector |
The Financial Services Sector of the Mahindra Group integrates the well-being of the community and the environment with long term economic value creation. It strives to give back more than it takes and thus drives positive change. |
Our Accomplishments
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First Indian financial services company to commit to call to action for the Science Based Targets initiative (SBTi)
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As the first step towards sustainable finance, formulated an ‘Exclusions List’, which enables us to screen out specific industries that carry extremely high social or environmental risks
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Formulated the 'Vendor & Supplier Code of Conduct'
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Featured in the Sustainability Yearbook 2019 by RobecoSAM
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1,941 Electric Vehicles (EVs) financed for INR 23.46 crore
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For the first time, aligned Sustainability Reporting with the international <IR> framework of the IIRC
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Financial Services Sector’s Annual Family Fun Day – Vrindavan 2018 received Yale’s Gold Level Green Events Certificate for the first time
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Awarded the Conscious Capitalist of the Year by Forbes India for promoting sustainable and transformational business practices
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Sustainability Report 2016-17 was adjudged the best report by India CSR
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Elevated to Performance Band – B on CDP, which affirms our coordinated actions on climate change issues
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Released First Business Responsibility Report (BRR) in accordance with the Securities and Exchange Board of India (SEBI) mandate for top 500 listed companies
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Constituted the Sustainability Council for Financial Services Sector (FSS)
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Project Shunya, a road safety initiative, was launched to encourage safer driving practices for two-wheeler drivers
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Report published in accordance with GRI’s G4 guidelines
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First Indian NBFC to be included in the Carbon Disclosure Leadership Index (CDLI) 2014
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First Indian company from the Banking Financial Services and Insurance (BFSI) sector to be included in The Sustainability Yearbook 2015 by RobecoSAM
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Planted 78,141 saplings across India
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Adopted the triple bottom line approach for reporting annual performance
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Awarded commendation certificate for significant achievement on the journey towards sustainable development by the CII-ITC Centre of Excellence for Sustainable Development
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First report published in accordance with GRI's G3.1 guidelines
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Included in the Dow Jones Sustainability Index (DJSI) Emerging Market Universe
Sustainability Initiatives
#iamresponsible - Making Sustainability Personal
“I Am Responsible‘” campaign is to sensitize and build ESG culture in employees. The Initiative revolves around and is rooted with United Nation Sustainable Development Goals . Enhancing employees' understanding for responsible behavioural changes towards being planet positive and socially conscious.
The Initiative’s motto is to make employees Invest intellectually towards our planet an be Sustainable Consumer as “We do not inherit the Earth from our ancestors, we borrow it from our children.”
We follow Policy for Disposal of lT Assets which is in-accordance to applicable rules and guidelines.
100% of e-waste has been managed as per the regulations.
At our MIBL Head Office in Mumbai, existing 3,10 lights has been replaced with the LED lights which resulted in saving of 32,000 KWH of electricity every year. This has also contributed to reduction in the GHG emission because of electricity consumption.
Sustainability Reports and Disclosures
Materiality Matrix
Understanding what matters most.
An understanding of materiality enables us to prioritize the issues that matter most across our value chain. The materiality matrix shown below reflects the outcome of our 2016 materiality assessment.
The topics with the highest priority for stakeholders and the biggest estimated impact on our business appear in the top right of the chart.
- 1 C - Customer Need Identification and Satisfaction
- 2 R - Corporate Goovernance**
- 3 L - Credit Ratings
- 4 S - Sustainability Business Module **
- 5 D - Business Profitability
- 6 S - RONW, EPS
- 7 S - Transparency and Communications
- 8 R - Investor Security
- 9 E - Community Initiatives
- 10 E - Employee Engagement
- 11 E - Employee Well-being
- 12 Co - Product and Services Information to customers
- 13 D - Dealer Relationship
- 14 Co - Financial Literacy
- 15 C - Brand Management
- 16 E - Employee Productivity (L&D)
- 17 E - Talent Attraction and Retention
- 18 R - Financial Inclusion
- 19 C - Product Portfolio
- 20 Co - Climate Change***
- 21 E - Diversity and Inclusion*
- 22 Co - Paper and eWaste Management
- 23 C - Customer Privacy
- 24 R - Supply Chain Management
- 25 R - Representation with Regulators
- 26 Co - Emission to Air . GHG
- 27 Co - Environmental Reporting
- 28 Co - Effluents and Waste
Get in Touch
Mahindra & Mahindra Financial Services Limited
4th Floor, Mahindra Towers,
Dr. G.M. Bhosale Marg,
P.K. Kurne Chowk, Worli,
Mumbai 400 018.
Dr. G.M. Bhosale Marg,
P.K. Kurne Chowk, Worli,
Mumbai 400 018.
Email: [email protected]
Toll free number: 1800 233 1234 (Mon–Sun, 8am to 10pm)
(Except National Holidays)
WhatsApp number: 7066331234
Click here to locate the nearest Mahindra Finance branch around you
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Tenure In Months
24
Rate of Interest %
14
Principal: 75 %
Interest Payable: 25 %
For illustration purpose only
Total Amount Payable
50000
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