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Bill Discounting Facility

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Bill Discounting by Mahindra Finance

Here's a facility that discounts sales bills of reputed customers which in turn, helps in reducing the cash cycle for the business, freeing up cash for working capital, business funding and other requirements.

  • Features & Benefits
  • Eligibility & Documentation
  • FAQs
  • Finance amount: Up to Rs. 10 crore
  • Validity: Up to 12 months


SME loans are offered to companies/partnership firms in select sectors like automobiles, auto-ancillary and food and agri-processing.

  • The company/firm must be in business for at least 3 years with profit in the last audited financial year
  • Greenfield projects can be considered only from established players in that business
  • Dealer inventory funding loans can be considered for established dealers of reputed automobile OEMs

Documents required:

  • Company profile including existing product range
  • Promoter profile including KYC details
  • Purpose for bill discounting facility
  • Security offered for bill discounting facilty
  • Audited balance sheets of the last 3 years

The credit officer might require additional documents during the credit evaluation.

To apply, just email us at and we will get back to you.


Bill Discounting

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How do I approach Mahindra Finance for bill discounting facility?

You may reach us at 022-6632-7940. You may also email your queries at

How much loan can I avail of? How is the quantum decided?

The loan quantum is decided based on your requirement, credit assessment and assessment of the OEMs/ companies. However, it is limited to Rs. 10 crore.

Which bills are accepted for bill discounting?

Sales bills to reputed OEMs and companies are accepted for bill discounting.

What can be accepted as security?

We accept a wide range of securities. The spectrum includes land & real estate property; plant & machinery, equipment; Fixed Deposits, Deposit Certificates, KVP, NSC, securities issued by Central and State Governments, gold and other cash equivalents; life insurance policies; and others.

How long will it take to get the loan?

The loan will be processed within 10 working days provided everything is in order.

Enter the details to calculate how much you need to pay every month towards your loan repayment.







Disclaimer: The figures provided are only indicative. For exact details kindly contact your nearest Branch.

© 2018 Mahindra Finance

CIN - L65921MH1991PLC059642

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